Time to stop treat­ing debt as a crime and help debtors

7 Days in Dubai - - ENTERTAINMENT -

As an ex­pat who has resided in Dubai for over 5 years, I thought I was set­tled here! Sud­denly and with­out warn­ing I was made re­dun­dant. Think­ing I was set­tled here I, like many oth­ers, had the usual credit card from the bank and a loan. I did the right thing and emailed the banks to in­form them of my loss of em­ploy­ment think­ing they would un­der­stand and re­duce my pay­ments giv­ing me time to find an­other job. How wrong could one be! They are vul­tures and sent my file to a debt col­lec­tion agency. This com­pany has con­stantly ha­rassed me, some­times call­ing 30 times a day de­mand­ing full pay­ment. I have ex­plained a mil­lion times this is not pos­si­ble and have con­tin­ued to make small pay­ments in an at­tempt to stop them say­ing I have paid noth­ing! Next I get an SMS telling me they are open­ing a po­lice case against me! This com­pany is us­ing hun­dreds of dif­fer­ent num­bers so you don’t know who is call­ing, I am pretty sure even the UAE has laws against this kind of ha­rass­ment. You end up block­ing calls. It’s high time the Emi­rates woke up to debt and treated it not as a crime but in most cases an in­ad­ver­tent sit­u­a­tion. Then in­stead of al­low­ing in­no­cent peo­ple who have sadly lost their jobs be pun­ished by prison, try like the rest of the civilised world and as­sist them not pun­ish them. I truly hope that the lead­ers of this beau­ti­ful country join the 21st cen­tury, do away with cheques that can be pre­sented any time a bank feels like it! As­sist those un­for­tu­nate enough to lose their jobs and reg­u­late th­ese so called debt col­lec­tion agen­cies. Hum­ble ser­vant UAE

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