FNC mem­ber calls for fair car in­sur­ance for driv­ers aged 18-25

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“I feel it is fair to charge ex­tra for young driv­ers. They are less ex­pe­ri­enced and gen­er­ally take more risks. This is the norm world­wide. Firms need to take into ac­count the risks of in­sur­ing and bal­ance it out. It’s not just a snap de­ci­sion made in­de­pen­dently by in­sur­ance com­pa­nies. All the global statis­tics prove younger driv­ers are higher risk. Higher risk equals higher pre­mium.”

ED­DIE FULLERTON

“Your age and your driv­ing record pre­dict your chances of caus­ing an ac­ci­dent. If you are a higher risk, your rates should be higher. It’s like this all over the world. If all driv­ers pay the same rates, there is lit­tle in­cen­tive to keep a clean record. In­sur­ance com­pa­nies need to drop the rates for ex­pe­ri­enced driv­ers who have had no in­ci­dents, and in­crease them for every­one else.”

LISA KERELIUK

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