How can bank de­cline loan then give me credit card

7 Days in Dubai - - LIFE -

I have been liv­ing in UAE for the last 16 years, and have been a cus­tomer of re­puted lo­cal bank for 15 Years. My salary is be­ing trans­ferred to the bank through WPS, re­cently I needed some ur­gent money and asked the bank for a per­sonal loan of Dhs55,000, but my loan was de­clined since in my com­pany there’s a to­tal of three em­ploy­ees. But the same bank is re­peat­edly call­ing me and of­fer­ing me loan on credit card. I un­der­stand that the loan in­ter­est rate is more for credit cards in com­par­i­son to per­sonal loan. Is this eth­i­cal – That the bank is de­clin­ing per­sonal loan but of­fer­ing credit card loan? AR, UAE “Just fin­ished the busiest week, thank good­ness it’s the week­end.” An­other post on so­cial me­dia about how busy some­one is. Even when I meet up with peo­ple, or min­gle at events, peo­ple tell me: “Oh my gosh, I haven’t stopped – ev­ery­thing is mad­ness!” I can only think there are look­ing for lots of sym­pa­thy? As I write this, I’ve got about 1,200 un­read emails, four jobs unfinished, 16 tabs open on my web browser, bills that needs to be paid, piles of wash­ing that need to be done at home, and three hun­dred other tasks I have yet to get to. Just like most other peo­ple in this coun­try They then take to Face­book to write a 400-word post on how busy they have been, how they have so much to do, and it seems they’re all try­ing to top each other’s posts on how busy they are. How about you get off so­cial me­dia and go do some­thing pro­duc­tive with your time and en­ergy? All it tells me is that you have poor time man­age­ment or don’t know how to del­e­gate. We are all busy. But most of us don’t waste time post­ing about it on our Face­book wall, telling peo­ple on the phone, and moan­ing about it at the wa­ter­cooler to any­one who’ll lis­ten. It’s not a com­pe­ti­tion guys. Any­way, back to the kitchen to tell my col­leagues how much work I have to do – I’m too busy to write any more on the topic.

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