Converting a house into flats
Be inspired by Jemma Broadgate and consider dividing your home into separate properties
While Jemma created the self-contained flat in her house as a way to accommodate family members in the future, if you’ve got the space, dividing up your house can be a great way to create an income from your home now, or in years to come – whether you want to rent or sell the properties you create.
When it comes to a project like this, planning permission is the first consideration and your local planning office will want to look carefully at minimum room sizes, parking and their own policy regarding the conversion of houses into flats and multi-occupancies. Building Control at your local council can advise you on issues such as minimum standards for soundproofing, insulation and fire-safety measures, and you will need to provide detailed plans for both planning permission and building control, so it’s wise to find an experienced architect to do this for you. This will also be invaluable when you are appointing a builder for the project, as they won’t be able to provide accurate quotes without the proposed design, complete with all the planning and building regulation requirements.
There are legal requirements to consider and appointing an experienced solicitor is a must. Any new flat will require the creation of a new lease, as mortgage lenders require a separate title and lease for a newly created space like this. The maintenance and insurance obligations for the building need considering, too, as well as the right of way, parking and communal arrangements, and these must be documented in the new lease. Depending on your plans for the property after you’ve completed your conversion, there may be tax implications to take into account. Ask your solicitor to give you advice on whether this is the case for your project.