Con­vert­ing a house into flats

Be in­spired by Jemma Broadgate and con­sider di­vid­ing your home into sep­a­rate prop­er­ties

25 Beautiful Homes - - PERIOD TERRACE -

While Jemma cre­ated the self-con­tained flat in her house as a way to ac­com­mo­date fam­ily mem­bers in the fu­ture, if you’ve got the space, di­vid­ing up your house can be a great way to cre­ate an in­come from your home now, or in years to come – whether you want to rent or sell the prop­er­ties you cre­ate.

Get­ting per­mis­sion

When it comes to a project like this, plan­ning per­mis­sion is the first con­sid­er­a­tion and your lo­cal plan­ning of­fice will want to look care­fully at min­i­mum room sizes, park­ing and their own pol­icy re­gard­ing the con­ver­sion of houses into flats and multi-oc­cu­pan­cies. Build­ing Con­trol at your lo­cal coun­cil can ad­vise you on is­sues such as min­i­mum stan­dards for sound­proof­ing, in­su­la­tion and fire-safety mea­sures, and you will need to pro­vide de­tailed plans for both plan­ning per­mis­sion and build­ing con­trol, so it’s wise to find an ex­pe­ri­enced ar­chi­tect to do this for you. This will also be in­valu­able when you are ap­point­ing a builder for the project, as they won’t be able to pro­vide ac­cu­rate quotes with­out the pro­posed de­sign, com­plete with all the plan­ning and build­ing reg­u­la­tion re­quire­ments.

Legally speak­ing

There are le­gal re­quire­ments to con­sider and ap­point­ing an ex­pe­ri­enced so­lic­i­tor is a must. Any new flat will re­quire the cre­ation of a new lease, as mort­gage lenders re­quire a sep­a­rate ti­tle and lease for a newly cre­ated space like this. The main­te­nance and in­sur­ance obli­ga­tions for the build­ing need con­sid­er­ing, too, as well as the right of way, park­ing and com­mu­nal ar­range­ments, and these must be doc­u­mented in the new lease. De­pend­ing on your plans for the prop­erty af­ter you’ve com­pleted your con­ver­sion, there may be tax im­pli­ca­tions to take into ac­count. Ask your so­lic­i­tor to give you ad­vice on whether this is the case for your project.

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