He’s lost his job – how will we make ends meet?

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We’ve had a shock – my hus­band has just been made re­dun­dant. Los­ing his job seems to have to­tally bro­ken him and he feels emas­cu­lated, think­ing of me hav­ing to scrimp to pay the bills. I can’t even be­gin to think about man­ag­ing all the

Christ­mas ex­penses! What can I do to re­as­sure him?

Magda, Ip­swich

We all hit hard times in our lives. Cut back, and you’ll be sur­prised at how much you save! Keep re­as­sur­ing your hus­band, and get him look­ing for­ward to the pos­si­bil­ity of ex­cit­ing new job op­por­tu­ni­ties in the New Year. I also think Christ­mas has be­come over­com­mer­cialised for all of us. Why not put a cap on what you spend and make it more about the day?

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