Cash ad­vice: The 12 saves of Christ­mas

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Christ­mas is an ex­pen­sive time of year, from the fes­tive feast to new party out­fits… and that’s be­fore we even get to the presents. With so much spend­ing go­ing on, it helps to know where you can save a few pounds. Fi­nan­cial ex­pert Sara Ben­well pro­vides her top tips on how to avoid a fes­tive fi­nan­cial han­gover!

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