3 COMPETENT CREDIT RATINGS
Your grandkids’ credit scores will have a huge influence over what financial options are available to them. Your score defines which credit cards you can take out and what mortgage rate you’ll get. As soon as a grandchild turns 18, their credit history will be available. Make sure that they’re checking their score and taking actions to improve it. Easy steps, such as registering on the electoral roll, can make a big difference.