Be­ware top boxes

BIKE (UK) - - LETTERS -

an oc­ca­sional user of top boxes and pan­niers and a rider who hasn’t made an in­sur­ance claim in over 30 years I read An­drew Dal­ton’s re­cent ar­ti­cle about in­sur­ance (Bike, July) with some in­ter­est. I have had my in­sur­ance pol­icy for so many years I have no idea what I ac­tu­ally said to them about my bikes, although I would con­sider them to be bog stan­dard. For my peace of mind I sent an e-mail ask­ing if I was in­val­i­dat­ing my in­sur­ance when I clip a top box on. In brief, the an­swer was ‘yes’ and ‘that’ll be £40 please’. I’m not sure whether I’m pleased that the mat­ter has been high­lighted or an­noyed that I’ve been robbed again by an in­sur­ance com­pany. Can any­one tell me why a 25 year old Givi top box rep­re­sents an in­creased risk? The bot­tom line is that all you bik­ers who think you have a stan­dard bike but put your shop­ping in a top box had bet­ter in­form your in­sur­ance com­pany be­fore you have an ac­ci­dent, or worse. Paul Glos­sop, email

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