Daily Mail

YOU HAVE YOUR SAY

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EVERY week, Money Mail receives hundreds of your letters and emails about our stories. Here are some from our report on how savers were told by the Government to seek expensive financial advice if they wanted to top up their state pensions . . . IF A regulated company made claims to get investors to pay into a pension scheme, but then back-peddled on the promised terms and refused to return the money originally invested, they would be hit by some harsh interventi­on by the regulators. Why is the UK Government allowed to operate to an entirely different set of standards? M. R., by email. IF THE Government can’t say whether it’s worth topping up, it shouldn’t take your money in the first place. This is outrageous. A. A., by email. I MUST have been lucky. When I called, I was quickly told that I have already paid enough and that paying for two missing years wouldn’t make any difference to my pension. It is possible to receive the correct advice without spending money. S. A., London. FIND out the cost of paying for those missing NI contributi­ons and use the cash to buy Premium Bonds. You may not win — but at least your money will be safe. T. N., London. MY neighbour sought financial advice and was fleeced for thousands of pounds, wiping out any benefit she hoped to enjoy. It’s not fair that HMRC will not give financial advice. S. B., Bath.

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