HOW TO BE GOOD WITH MONEY
LOOK DEBT IN THE FACE The worst thing you can do with debt is ignore it. Lots of places offer
free debt advice. Stepchange.org is an anonymous service that, in 20 minutes, helps you create a realistic debt-management plan.
FEEL THE POWER
If you see spending what you want when you want as freedom, try giving yourself a budget. You’ll realise sticking to a plan is actually very empowering.
WIPE THOSE COOKIES Remove all one-click purchase options from
IT’S NOT WHAT
YOU EARN, IT’S WHAT YOU KEEP People who earn loads but spend it all every month don’t have any more financial security than people who earn a lot less. Next time you
get a pay rise, trick yourself by saving the extra money and not increasing your
DIFFERENT Challenge your default behaviour with money. If you’re always the one who buys the first round,
hold back next time you’re at the bar. If you find it really difficult to spend money, try giving it away – buy a coffee for the next person
in the queue.