40= RICHARD HIGGINS & FAMILY
Loughton-based Higgins Group saw its profits hit £2.4m on £181m in 2013-14. The group was founded in 1960 by the late Derek Higgins who died in 2004. His three sons are directors, led by the eldest, Richard, who is chairman and here representing the family as a whole. We value the company on its £49m net assets, adding £6m for other assets to the Higgins family.