AVOID PASSPORT PANIC
Always worth saying: check your passport before you book your holiday! Your insurance won’t pay out if you miss your trip because your passport’s out of date. Some countries require it has six months left on it. Others, including South Africa, insist you have at least two blank pages in your passport. Check these requirements (and whether you need a visa) at gov.uk/foreign-travel-advice.
Remember to allow four to seven weeks for a new passport to come through. Streamline the process by using the Passport Check & Send service at the Post Office. It costs an extra £9.75, but is worth it when you’re short of time. Brits forked out £64m in last-minute passports last year. Hopefully, you’ll never be in that position, but it’s reassuring to know there’s a premium one-day service if you do (costing £128).