If I could pass on one piece of ad­vice to my chil­dren, it would be…

Good Housekeeping (UK) - - Good Advice -

Make sure you have a rainy day fund – or even a lit­tle more – as a fi­nan­cial back-up. Be­ing fi­nan­cially sol­vent gives you op­tions and helps you sleep that bit eas­ier at night.

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