101-150 points MISS OVERWORKED THE FAM­ILY BANKER

Good Housekeeping (UK) - - Gh Institute -

There’s no doubt you’re thrifty, but don’t al­ways put other fam­ily mem­bers’ fi­nan­cial health above your own.

Make a list of your fam­ily fi­nan­cial com­mit­ments and your own goals. This should help you iden­tify if you need to re­dis­tribute your money.

The ex­pert ad­vice: ‘Pay­ing into a pen­sion at any age can make a dif­fer­ence to your in­come in re­tire­ment, but you should also check your state pen­sion records – you may be el­i­gi­ble to re­ceive ad­di­tional Na­tional In­sur­ance cred­its, which may in­crease your state pen­sion in­come,’ says Sara Wil­son, head of plat­form propo­si­tion at Al­liance Trust Sav­ings. Visit gov.uk/check­na­tional-in­sur­ance-record.

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