151-200 points MISS MONEY BAGS THE SPENDTHRIFT
You’re not afraid of spending, but you could overstretch yourself if you’re not careful.
You can gain back control of your spending and banish the credit-card debt by sticking to a strict budget. Spend on the necessities rather than ‘wants’.
If you find yourself with little or nothing left at the end of the month, and need a helping hand with savings, take a look at the Chip savings app, which automatically shifts some money into savings, using an algorithm that works out how much you can afford.
The expert advice: ‘You could be overpaying your car insurance by £260 by not shopping around. Check comparison sites,’ says Georgie Frost from Gocompare.