151-200 points MISS MONEY BAGS THE SPENDTHRIFT

Good Housekeeping (UK) - - Gh Institute -

You’re not afraid of spend­ing, but you could over­stretch your­self if you’re not care­ful.

You can gain back con­trol of your spend­ing and ban­ish the credit-card debt by stick­ing to a strict budget. Spend on the ne­ces­si­ties rather than ‘wants’.

If you find your­self with lit­tle or noth­ing left at the end of the month, and need a help­ing hand with sav­ings, take a look at the Chip sav­ings app, which au­to­mat­i­cally shifts some money into sav­ings, us­ing an al­go­rithm that works out how much you can af­ford.

The ex­pert ad­vice: ‘You could be over­pay­ing your car in­sur­ance by £260 by not shop­ping around. Check com­par­i­son sites,’ says Ge­orgie Frost from Go­com­pare.

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