Horse & Hound - - Saving On Your Insurance -

Loss-of-use cover can re­im­burse a per­cent­age of a horse’s value if a horse is un­able to be used for what they were bought/in­sured for fol­low­ing in­jury/ dis­ease, which can­not be fully treated. This cover can be ex­pen­sive so care­ful con­sid­er­a­tion should be taken as to whether it is needed.

Tack and sad­dlery can of­ten be cov­ered on a house­hold pol­icy, but it is im­por­tant to check.

Ev­ery horse owner should have third­party li­a­bil­ity cover, although this is of­ten in­cluded within the mem­ber­ship of eques­trian so­ci­eties and clubs so may not need to be added to your horse in­sur­ance.

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