Cou­ple buy has­sle-free… with a lit­tle help

Kent Messenger Maidstone - West Kent Property - - HOME NEWS -

Af­ter years of sav­ing and with a baby of their own, Lewis and An­nie Williams have fi­nally es­caped the rental trap – but not with­out the ‘bank’ of mum and dad boost­ing their bor­row­ing power.

The cou­ple had been rent­ing but wanted the se­cu­rity of own­ing their home once they were ex­pect­ing their first child.

They moved to Redrow’s St An­drews Park de­vel­op­ment in Halling, near Sn­od­land, ear­lier this year when son Al­bie was just four weeks old.

An­nie works in pae­di­atrics and Lewis is a teacher.

“We’d been sav­ing for a num­ber of years and both work in pro­fes­sions el­i­gi­ble for key worker schemes but it wasn’t some­thing we wanted to do,” An­nie ex­plained.

“Ex­pect­ing a baby was the cat­a­lyst as we al­ways knew we wanted to get a foot on the prop­erty lad­der but it quick­ened things up. Both of our fam­i­lies helped us in dif­fer­ent ways and hav­ing that cap­i­tal avail­able with a ‘no risk’ re­turn on it made a world of dif­fer­ence. It not only meant that we were able to buy sooner, but in­stead of putting down a 10% de­posit we were able to pay 20%.”

The prop­erty the cou­ple pre­vi­ously rented was a three­storey town­house which they felt wouldn’t be prac­ti­cal with a baby and so they de­cided on a three-bed­room de­tached War­wick style Redrow home with a more man­age­able two floors.

“When we were rent­ing we were pay­ing £1,500 a month. Buy­ing our own house has given us more space and en­abled us to save £300 a month,” Lewis says.

“From see­ing the web­site to putting down the de­posit it was about four weeks. The on­line cus­tomi­sa­tion with My Redrow was per­fect. As well as things like the kitchen we chose all the floor­ing in ad­vance as with a new baby we wanted to move in has­sle free.”

Al­most 90% of the prop­er­ties at St An­drews Park have now been sold, but there’s still twobed­room apart­ments to fourbed­room homes avail­able. A three-bed­room home sim­i­lar to An­nie and Lewis’s costs £399,995.

The show homes at St An­drews Park are open daily from 10am to 5.30pm. Al­ter­na­tively, call 01634 780240 or visit www.redrow.co.uk/st-an­drews

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