It’s the smart Girl’s Gift Guide

Had your Christ­mas cards and decs on standby since the Jan­uary sales? Then you’ll love these early bird buys

Look (UK) - - FIRST LOOK - words: Bri­die wilkins

Christ­mas is next month – and there’s only one of­fi­cial pay day to go. Wor­ried about how you’ll af­ford all those pressies? Cue split pay­ment. We’ve searched the high street for the best in­ter­est-free pay­ment plans so you can buy now, pay later!

QVC – over 2 months Neck­lace, £19, Estella at Very Ex­clu­sive – Or £6.33 over 3 months Dress­ing gown, £35, and slip­pers, £14, Evans – Or buy now and pay in 3 months

Nutri Ninja, £94, Or £47

No Foun­da­tion Foun­da­tion Serum, £45, Per­ri­cone MD at Very Ex­clu­sive – Or £15 over 3 months

Shoes, £60, Top­shop – Or buy now and pay in 3 months (must spend over £40)

Clutch, £35, Miss Sel­fridge – Or buy now and pay in 3 months

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