Beat the chill this year with some clever layering. In order to keep your look fashionable and not frumpy, pair cosy cardigans with a cute skirt. Add thick tights and these gorgeous strappy shoes, then wrap a scarf round your neck to finish. We love neutral knits that go with everything – they make a great investment buy and last you season after season.
1 Shoes, £20 2 Scarf, £8 3 Cami, £6 4 Skirt, £14 5 Cardigan, £20 all Matalan 5