CREDIT WHERE IT’S DUE
I HAD a nervous breakdown when my marriage broke up, but over the next few years I found a flat and took on all the marriage debts, informed the companies of my new address and caught up with all the payments. But now I find one of them has put me on the bad debtors list, which is preventing me getting a mortgage. What can I do? YOU should first of all explain your financial circumstances and your past problems to the people you’re trying to borrow money from. It’s possible they’ll be sympathetic and ought to be impressed by the way you’ve paid off your debts. You can amend any incorrect information on your credit file by writing to the credit reference agency concerned.
Call SAS Daniels LLP Solicitors on 0161 475 7676 or 01625 442 100. Visit www.sasdaniels. co.uk. If you have any legal questions, write to Weekly Law and You, MEN Media, Mitchell Henry House, Hollinwood Avenue, Chadderton, OL9 8EF, or leave your query on the legal advice line 0117 964 4794.