HOMES Capture the moody hues
Autumn’s icy cold winds and long chilly nights may be unwelcome, but the season’s brooding new decor trends more than make up for it says GABRIELLE FAGAn DARK K MATTER
become apparent will tend to weaken your case. Discuss this with your solicitor if you can’t claim on your insurance.
I PAID for a ‘dropped kerb’ to be put in from the road up to my drive several years ago. Is this an extension of your drive, or can people park over it, as they do, blocking access to my house?
A. Under the provisions of the Highways Act 1980 once a dropped kerb crossing has been properly installed by the local authority that crossing may not be used as a parking area.
Your neighbour will have to park somewhere else. You should politely explain this to her and suggest that she contact the local authority if she requires any clarification. If this does not work you could ask the police to have a word with her.
HARD TO CREDIT
WHY should I be penalised just because my husband has been made bankrupt? I have been refused credit for the last four years, even for very small amounts. I have written to the credit agencies, and they say there is nothing registered against me.
A. The finances of people living in the same household are often linked: if one member is in financial difficulty, it could well affect the others. Credit agencies in the main search against addresses and not individuals.
Although you say they have nothing against you, I presume they have sent you details of debts owed by your husband which will affect your credit rating.
If your finances aren’t linked you can write to the agencies showing evidence of an independent income and confirming that you do not share any financial commitments with your husband.
BUSH BARn EY
I HAVE had several arguments with the family next door about a bush that hangs over the dividing wall between our two houses. A couple of times I have cut branches off and put them back over the wall, but what’s the legal position?
A. You are entitled to cut away as many of the overhanging branches as you like as long as you leave the part that’s on next door’s property alone. You’re supposed to offer to give your neighbour the branches back since the wood belongs to him, but I’d be reluctant to allow the bush to become a point of conflict: there are no winners in disputes between neighbours. It could make it difficult to sell your house if you have to declare a neighbour dispute.