An­gela Brown

Macclesfield Express - - SPORT - DARK SIDE IT’S ALL ONE

Daniels LLP Solic­i­tors I READ about a woman who was un­able to sell her house be­cause of the terms of the con­tract she signed when in­stalling so­lar pan­els. I be­lieve there was a prob­lem con­cern­ing her full own­er­ship of the roof of the house. What is the le­gal po­si­tion? IF you pay for the so­lar pan­els up front there shouldn’t be a prob­lem. But many peo­ple have opted for a scheme whereby the PV panel providers re­tain own­er­ship of the pan­els and take a lease, (usu­ally for a pe­riod of 25 years) on the roof and airspace above. This can present a prob­lem when the home-owner wants to sell, be­cause a buyer may not want to take over the lease or take on the obli­ga­tion to pay the panel provider and banks may not of­fer a mort­gage on such prop­er­ties. And what hap­pens if you need roof re­pairs? Ask your so­lic­i­tor to check the MY daugh­ter is di­vorced from her hus­band and is liv­ing in a rented flat with her ten-year-old son. The house she lived in pre­vi­ously with her hus­band has been re­pos­sessed. The house was in joint names. Is she re­spon­si­ble for half of the en­su­ing debt? If so, would it be pos­si­ble for her fam­ily to of­fer to pay off some of what she owes? YOUR daugh­ter and her ex-hus­band will be held ‘jointly and sev­er­ally’ li­able for the money they owe, which means that the bank or build­ing so­ci­ety can pur­sue ei­ther of them for the whole amount. They will nor­mally chase both

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