Let experts help you search for best home
IF you’re looking to buy a property but are so confused by the process that you don’t have a clue where to start, take a breath and a few pointers in the right direction.
There is a way through the maze of factors to consider.
Law specialist Nigel Read thinks a straightforward approach is the best way forward.
He said: “Always get advice from the experts, including a solicitor, a surveyor and a financial adviser. This lessens the risk of financial problems arising.
“But remember that the cheapest advice is not necessarily the best and can lead to additional expenses in the future.
“Getting recommendations from friends and family of people they have dealt with is invaluable.
“Use an independent surveyor to look over the property for the best impartial advice.
“And choose a forwardthinking solicitor who is available to speak with you regularly and work with you on the transaction.
“Take proper financial advice from a recommended, independent financial adviser who will ensure that you take out the right mortgage product that suits your personal and financial circumstances.
Research what help is available for you and your purchase, and if you are a first-time buyer, there is support available out there, such as the Help to Buy ISA scheme.”
“Throughout the whole buying process, one of the key factors any expert will tell you is to ‘be realistic.”
Nigel added: “Never compromise on your property purchase, it is the most expensive asset that you are likely to buy, so it has to be the right property for you and your family.
“With that said, try and stay realistic and don’t be swayed by unfounded promises.
“Get a realistic timescale for the purchase from your solicitor and keep in contact with your estate agent.
“Your solicitor will know what stage the purchase is at and be able to advise you on the likely completion date.”
Taking advice from experts and being realistic is the best route to your dream home