PCP: What you need to know

Who does it work best for? £165

Motorcycle News (UK) - - Pcp Deals -

Rid­ers who want to change their new bike ev­ery two or three years, want low monthly re­pay­ments and aren’t both­ered about own­ing the bike out­right.

Rid­ers who want to keep their bike un­til it wears out, and those who want to truly own their mo­tor­cy­cle.

Yes, usu­ally around 5000 per year, though th­ese are of­ten ad­justable up to 24,000 miles. If you go over the agreed mileage you will in­cur ad­di­tional charges.

Yes, pro­vided you main­tain it like you own it. ‘Usual wear and tear’ is al­lowed, but noth­ing that could con­sti­tute abuse or ne­glect. We have heard no tales of deal­ers be­ing un­rea­son­able, which isn’t sur­pris­ing as it’s in their in­ter­est to usher you into an­other deal.

Yes, fine. Just re­mem­ber that if they lower the value of the bike in the eyes of the dealer (eg pur­ple an­odised ev­ery­thing and an ear­split­ting pipe) you will be pe­nalised. Best plan is to put it back to stan­dard. Yes, though you will have to pay any ‘neg­a­tive equity’ on the bike. So if the bike is worth £7000 and you still owe £7500, you’ll have to pay the £500.

6000pa £7820

the GT stomps out 173bhp and a surg­ing 106ftlb torque, while boast­ing an im­pres­sive ar­ray of tour­ing op­tions. Long-dis­tance rid­ing has never been more fun.

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