ANY QUES­TION AN­SWERED OWN­ING & RID­ING Q On the right track for a bar­gain buy?

If we don’t know the an­swer, we’ll find the per­son who does What should I look for in a mo­tor­cy­cle work­bench? What hap­pens if my PCP bike gets writ­ten-off? Q

Motorcycle News (UK) - - Garage -

I’ve seen a dealer ad for an ex-track school 2014 Honda CBR600RR for £5200. Is there a way of check­ing if this would be a good buy? I wouldn’t have a clue. Eric Raby, Wy­mond­ham

An­swered by Chris Dabbs, MCN

Q

My knees are go­ing and I’ve got a few bikes in my col­lec­tion so I am look­ing at get­ting a work­bench. What are the choices and what sort of bud­get will I need? Dan Suther­land, Knutsford

An­swered by Matt Bald­win, Bur­win Mo­tor­cy­cles The big dif­fer­ence is how the bench is raised and low­ered. The most com­mon method is a foot- pos­i­tives as well. The neg­a­tives first, pay par­tic­u­lar at­ten­tion to the gear­box as most of the changes will have been rapid and at high revs. So, how good is the lever ac­tion, does it change sweetly, any missed gears? Ask all the usual ques­tions and get the lower body­work re­moved as it’s pretty likely it’s had at least one op­er­ated hy­draulic pump. There are also elec­tri­cally op­er­ated ver­sions which are more suited to a busy, pro­fes­sional work­shop. Some benches are a par­al­lel­o­gram de­sign, but a scis­sor-lift de­sign is more space-ef­fi­cient.

Look for a bench with a slide­away sec­tion for rear wheel ac­cess, and au­to­matic lock­ing at dif­fer­ent heights. It should be rated at 350kg at least. low-side crash in its ca­reer.

If it’s less than two years old is there still any Honda war­ranty left? If not, that’s a ne­go­ti­at­ing point. Re­mem­ber any price is just the start­ing price and you can al­ways make a lower of­fer.

A cou­ple of pos­i­tives to con­sider. Al­though the bike will have had a hard life it will have been well main­tained, es­pe­cially if it’s been at a Honda race school, and any prob­lems will have been picked up quickly through reg­u­lar in­spec­tion. As you are tak­ing the ini­tial risk by buy­ing it, chances are it’s at the bot­tom of the de­pre­ci­a­tion curve and it should not lose any value over the next 18 months pro­vided it runs well. I’m very tempted to go down the PCP route for my next bike but one ques­tion springs to mind: what are the in­surance im­pli­ca­tions when a claim leads to a write-off? Andy Eyre, email

An­swered by Rob May, Doble Mo­tor­cy­cles PCP is a type of Hire Pur­chase, mean­ing the le­gal owner of the ve­hi­cle is the finance com­pany. A to­tal loss would lead to one of the two fol­low­ing out­comes:

1) As­sum­ing the bike is in­sured on a com­pre­hen­sive pol­icy most in­sur­ers would re­place the bike so long as it is quite new (any­where be­tween six months and one year old). If this were to hap­pen then in most cases the finance agree­ment could be trans­ferred to the re­place­ment bike.

2) Af­ter any ve­hi­cle re­place­ment pe­riod has ex­pired then most in­sur­ers will of­fer ‘the mar­ket value of the ve­hi­cle at the time of the loss’. In this case, the money would be paid di­rectly to the finance com­pany but the cus­tomer would be re­spon­si­ble for any short­fall on the set­tle­ment bal­ance (there may not be a short­fall de­pend­ing on the amount bor­rowed and term).

Any cus­tomer pur­chas­ing a bike on PCP should con­sider an Op­tional Com­bined GAP in­surance pol­icy, as this would pay off any out­stand­ing finance short­fall or re­turn the cus­tomer to the orig­i­nal in­voice value (which­ever is greater at the time of the loss).

Track school bikes are well­main­tained but buy with cau­tion Be­ing a track school bike might seem like a neg­a­tive, but there are Probike MGE50 from £2100 RS Work­shop EG350P from £1140 Sealey MC365 from £330 Con­sider Op­tional Com­bined GAP cover if you are

Newspapers in English

Newspapers from UK

© PressReader. All rights reserved.