Can I get insurance on a rental bike bond? Q What’s the difference between power and torque? Q
I am hiring a Harley for a two-week tour of New Zealand and I have to deposit NZ$3000 (approx £1500) as a bond, which seems to be the going rate. Can you advise me of anyone who would insure this bond? John Toole, Rushock
Answered by Alastair Mcfarlane, Mci Tours You are quite right that a bond of $3000 is typical for the type of bike you wish to hire and reflects the cost of replacement parts and time spent off the road if you bin it.
I do not know of any insurer who will take on this type of risk. At around $2 to the pound it works out at just under £1500, which is expensive, but that is the going rate.
Make sure you check the tyres when you arrive as the wear on asphalt in NZ is very aggressive. I took a Pan-european for our tour of the North and South Island and it did barely 3600 miles on a brand new rear tyre. When in New Zealand spend most if not all of your time on the South Island. It’s beautiful and you will want to live there. Torque is often wrongly thought of as a measure of engine performance at low rpm. Big V-twins have ‘lots of low-down torque’, and inline four sportsbikes ‘lots of top-end power’, as if the two are discrete and opposite. They are different, but not opposites. Torque is the primary measurement; power is calculated from it. Think of it like this: torque is the size of an engine’s punch, power is how fast it can throw it. They’re not exclusive.
Torque is a force making an object turn around a centre, such as twirling a spanner, turning a door knob or, in our case, pistons and