USED BIKES THREE-YEAR

BEST VALUE With PCP plans on the lat­est breed of mid­dleweights start­ing to ma­ture Con­tin­ued over

Motorcycle News (UK) - - Features - By Jon Urry MCN GUEST TESTER

Three years used to be a long time in the mo­tor­cy­cle world. Prior to the fi­nan­cial cri­sis, most man­u­fac­tur­ers would up­date their ma­jor mod­els on a bi­en­nial ba­sis to keep cus­tomers in­ter­ested. Nowa­days, mod­els tend to re­main un­al­tered for a lit­tle longer. Although, that doesn’t mean that new bikes aren’t sell­ing.

PCP (Per­sonal Con­tact Pur­chase) has made sig­nif­i­cant in­roads into the mo­tor­cy­cle world in the last five years as it gives rid­ers ac­cess to new mod­els with­out sad­dling them­selves with too much debt. Af­ter an ini­tial de­posit, which is of­ten around a thou­sand pounds, the rest of the loan is bro­ken up into en­tic­ingly small monthly amounts fol­lowed by a fi­nal ‘bal­loon’ pay­ment, which can ei­ther be set­tled or the bike re­turned to the dealer with noth­ing ow­ing.

In re­al­ity very few own­ers choose to clear the debt and the vast ma­jor­ity sim­ply keep the monthly plan rolling and ride out of the deal­er­ship on a new bike ev­ery three years. For used bike buy­ers, this means a bur­geon­ing sup­ply of nearly new ma­chines is be­gin­ning to flood into deal­ers. And very soon one of the hottest prop­er­ties in Europe will be start­ing to reach the end of its fi­nance term – the Yamaha MT-09.

Yamaha have sold over 2700 of these in­cred­i­bly pop­u­lar ma­chines in the UK alone. But is buy­ing a three year-old ma­chine a bet­ter bet

Jon Urry

Free­lance Road Tester Age 39 Height 6ft 2in CV 13 years road test­ing, and a used bike ex­pert

Mark White

MCN Guest Road Tester, Age 38 Height 5ft 10in CV A bike me­chanic for 19 years Three-year-old Yamaha MT-09, Kawasaki Z800 and Tri­umph Street Triple look iden­ti­cal to their 2016 coun­ter­parts, but has time been kind to how they ride?

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