Q Can I get fatherand-son cover on the same bike?
I’m thinking of buying a new bike with my son. What’s the best way of insuring it for the pair of us to ride? Paul Denton, Northern Ireland
AChris Evitt, Carole Nash If you are keeping your existing bikes, you won’t be able to transfer any NCB across and you can’t add the same bike to each of your policies. Multibike policies with more than one rider aren’t available. If you live at the same address you could have both of you as riders on a new separate policy. If the bike is costly to insure, you can transfer the NCB from your existing policy, which might be the cheapest option.