MCN says

Motorcycle News (UK) - - Buying & Selling -

PCP does have lots of ad­van­tages – that low ini­tial pay­ment is very tempt­ing and if you’re chang­ing your bike ev­ery three years and don’t do huge miles you can use the value left in the ma­chine to fi­nance your next bike. It makes buy­ing a new bike easy to swal­low. But if you’re look­ing at the long-term own­er­ship, a per­sonal loan could work very well, too. Al­though the ini­tial pay­ments are higher, you don’t have to worry about the big fi­nal pay­ment and the over­all cost to own the bike is lower.

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