My Weekly Special - - | Money -

Make a list of who you’re buy­ing for, how much you’re spend­ing – and stick to it! Make a rule that the only way you can over­spend is if you save by un­der­spend­ing on some­one else!

Re-gift! If you have un­wanted items you’ve been given that are still brand new, pop them in your Christ­mas cup­board as they may be handy for a last-minute gift. But not when the orig­i­nal giver is there – tread care­fully…

Stock up on 3 for 2 stock­ing fillers in places like M&S, Boots and Tesco. And save on cards, pa­per and tags in Card Fac­tory or

Wilko. Once presents are wrapped you won’t be able to tell the cheaper pa­per from the posh stuff and if you buy some cheap reels of rib­bon from Wilko or Fly­ing Tiger your gifts will look su­per fancy any­way.

Save on cards. I go for char­ity ones, but you don’t have to spend a lot – Ox­fam dis­count stores have clear­ance boxes of last year’s de­signs at knock­down prices.

Stick to that gift bud­get!

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