3 WAYS TO SAVE

✦ SWITCH OFF YOUR VOICEMAIL WHEN GOING ABROAD OR YOU’LL BE CHARGED FOR MESSAGES EVEN IF YOU DON’T LISTEN TO THEM! ✦ PAY IN LOCAL CURRENCY WHEN USING CARDS ABROAD. ONE IN THREE OPT TO HAVE THE PRICE CONVERTED TO STERLING BUT IT COSTS MORE.

✦ DOG OWNERS FORK OUT £4,791 OVER THE FIRST YEAR ACCORDING TO NATIONWIDE, TWICE AS MUCH AS CAT OWNERS. ONE IN SEVEN DON’T HAVE PET INSURANCE SO CONSIDER PROTECTION IF YOU CAN’T COPE WITH UNEXPECTED BILLS.