MARCH

Time for Spring Cleaning! Forget stocking up on cleaning products in supermarkets and head for discount stores. We found Homecare’s Hob Brite and Shiny Sinks up to 40% cheaper in Wilko compared with supermarket shelves.

Too cold for gardening? Do some indoor “pruning” instead and weed out companies that aren’t up to scratch and don’t work for you. If you’re not happy with your bank, then switch. Many offer cash sweeteners up to £150 for new customers, some pay interest up to 5%.

You can’t spend the old £10 note in shops from this month so if you’ve still got one in your purse, you’ll have to change it at the bank. It’s worth having a scout round for loose change at home and take that along too. It’s reckoned we’ve each got £13 of loose change kicking around at home.