SUE’S GUIDE TO The Best Deal On Breakdown Cover
I’ve just switched breakdown providers – ditching my current provider to return to the AA. Yes, my old company was cheaper, but I decided it was a case of “you get what you pay for” after I’d had to wait two hours for help after breaking down in a supermarket car park.
I did get an apology and compensation after complaining, but too late, in my book – I was off.
So here are my top tips on how to get the best deal with breakdown cover.
Are you covering you – or your car? Some companies cover you, which means even if you’re a passenger in a friend’s car that breaks down, you can call up for a rescue, while others will cover your vehicle.
Call-out limits? You hope you won’t need to call at all, but it’s worth knowing upfront if there’s a limit.
Get your car fixed. Breakdown cover isn’t a cheap way to save on garage bills, as you’ll still pay for parts. And most breakdown companies won’t keep coming out for recurrent faults, so if something’s wrong, get it fixed at the garage.
Are you already covered? Around 50 of the 300 motor policies available actually include breakdown cover according to financial research group Defaqto. With others it’s often an optional extra, so check you’re not paying twice for breakdown cover.
If you’ve got cover and it’s up for renewal, shop around. Check comparison sites, or join through deals on cashback sites like TopCashback where you can earn over £100 with an AA or RAC membership.
Make sure you get the cover you need