Have A NoWaste Christmas
Do you splash out too much every Christmas? Here’s how to save both your bank balance and your bin with Sue Hayward’s guide to celebrating wisely and well
Budget ahead. Sort out your Christmas spending budget before going shopping. This way you’ll know how much you can afford to spend. Put it away. If your budget needs a boost, stash some cash in supermarket stamp savings schemes. Iceland, Asda and Tesco all run them, with some paying bonuses of up to 6% – and you don’t need to save all year with them to bag this! Boost the power of your pound. No need to cut back – look for ways to get more for your money, such as swapping Tesco points for luxury gifts. You can get three times their value trading them for tickets for days out or cinema or restaurant vouchers. Be a cashback queen. Shop through cashback sites like TopCashback to earn as you spend. Use cashback credit cards to earn 5% on present shopping, too. Just make sure that you can clear the bill first – or any savings you make will be wiped out by interest charges. Cash in gift cards to buy presents. Most of us have some kicking around in the lining of our purses. Even if there’s only a couple of quid left on them, ever y penny counts! Save as you spend. Check voucher code sites like WWW.VOUCHERCODES.CO.UK for discount codes you can pop in at the online checkout – or download Pouch, WWW.JOINPOUCH.COM, a handy tool that searches for any promotion codes for the websites you’re on. Gimmicky gifts can be a waste of money. Think about something that is likely to be used – like a beanbag lap tray for someone who enjoys a TV dinner. You can buy a range of cheer ful designs and they’re fun as well as useful! Check out this one for £25. WWW.DCTHOMSONSHOP.CO.UK/ FEEDING-THE-DUCKS-LAP-TRAY Don’t be afraid to ask. Check with friends or family on what they’d like for Christmas. This way they’ll get a gift they want and like, and it won’t be wasted. Hamper yourself! Lots of companies sell Christmas hampers, but chances are that some of the stuff gets wasted. So why not make our own? It saves money and you can personalise it – you could package up a DVD, pack of popcorn and mini bottle of fizz for a movie lover or selection of biscuits, cakes and jams rather than paying over the odds for a pre-packed version! Give and regift. I bet we’ve all got a few unwanted pressies in the back of our cupboards. So dust them off and regift to someone else, or sell them on eBay to add a few pounds to your Christmas shopping fund.