The golden rules on debt

Rutherglen Reformer - - Debt Help & Advice -

Never pay an ad­vice provider up­front for a so­lu­tion. Seek ad­vice from a few providers, in­clud­ing Cit­i­zens Ad­vice Bureaux, lo­cal coun­cil money ad­vice ser­vices and Stepchange. Ask if the firm charges for their ser­vices and how this is bro­ken down.

Be aware that many ad­ver­tise to give ad­vice, don’t pro­vide the so­lu­tion them­selves and pass you to an­other firm for a fee. They are ac­tu­ally lead gen­er­a­tion firms.

Don’t panic buy a debt so­lu­tion. A good firm should of­fer your breath­ing space or put a mora­to­rium in place for free to give you pro­tec­tion from your cred­i­tors to think things over.

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