6 WAYS to SAVE At XMAS
Get to grips with your budget this Yuletide
1 REASSESS LAST YEAR Totting up 2015’s Christmas costs – food, presents and games – is the best place to start. A typical family spends £796* so the earlier you start, the better.
2 SET A budget Can you make any cuts this year? Allocate a set amount to spend on presents for each person, and agree an overall budget for catering.
3 START SAVING EARLY It’s better to start saving straight after Christmas, but if you didn’t for 2016 put savings aside for the last two pay cheques of the year. Even planning finances then will help.
4 SHOP LAST MINUTE A lot of retailers reduce their prices just before the big day, so wait to buy presents, and you could save big!
5 CLAIM MONEY-OFF VOUCHERS A quick Google search will bring up a list of voucher-code websites. often used by retailers. Try vouchercodes.co.uk
6 try ONLINE AUCTIONS Find ebay and Gumtree bargains – avoid costly, mass-produced gift sets (which are mostly all packaging anyway), and choose something second-hand instead.
Make your own crackers for a budget-friendly and personal touch