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Sunday Mirror - - FRONT PAGE -

If you strug­gle to meet even the min­i­mum re­pay­ments or your non-mort­gage debts are more than a year’s af­ter-tax in­come then you are likely in debt cri­sis. A free one-on-one debt coun­selling char­ity like cit­i­zen­sad­vice.org.uk, stepchange.org or na­tion­aldebtline.org will help – with­out judg­ing you – and can put you in a debt man­age­ment plan to re­lieve the pres­sure. If you’re also strug­gling emo­tion­ally ca­puk.org com­bines debt and gen­eral coun­selling. The most com­mon thing I hear from peo­ple af­ter they use them is: “I fi­nally slept last night”. See also my free Men­tal Health & Debt Help book­let at mse.me/men­tal­health.

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