Back in with the par­ents

Two gen­er­a­tions of re­tirees un­der one roof

The Daily Telegraph - Property - - Front Page -

By 2050, the num­ber of over85-year-olds in the UK will more than dou­ble to 3.4 mil­lion, and nearly one in five Bri­tons are ex­pected to live to see their 100th birth­day. That’s good news for some, but for those in their late 50s and 60s, it could mean hav­ing to re-think re­tire­ment plans. Re­search by Car­ers UK has found that more than two mil­lion baby boomers will forego a com­fort­able re­tire­ment be­cause they will need to care for their age­ing par­ents.

Some re­tire­ment house­builders have al­ready no­ticed a small but grow­ing num­ber of fam­i­lies with two gen­er­a­tions liv­ing in the same de­vel­op­ment. The younger can live a rel­a­tively worry-free life, know­ing that their par­ents are only a few min­utes away and, should the need arise, that help will be at hand.

“We have sev­eral sites where two gen­er­a­tions are liv­ing un­der one roof,” says Ge­off Bates of McCarthy and Stone. “Some­times, it’s so the child can feel they are sup­port­ing their par­ent while also pre­par­ing for their own old age. In other cases, where the par­ent moved in first, the younger ones see the ac­tive, so­cial life­style the par­ent has be­come ac­cus­tomed to and think, ‘I want a slice of that too!’ ”

This is what brought mother and son Phyl­lis and Michael Kay to the same re­tire­ment de­vel­op­ment. Michael, 66, moved into For­est Court, in Ch­ester, in 2014 af­ter see­ing how hap­pily Phyl­lis, 92, had set­tled in a few years ear­lier. “When we started look­ing at re­tire­ment de­vel­op­ments, I had just re­tired my­self, so in the back of my mind I was also think­ing about my own old age and where I could pic­ture my­self in a few years,” he says.

They chose For­est Court be­cause of its lo­ca­tion and mod­ern flats. “Mum’s like a lit­tle whip­pet – she walks faster than me, and there’s noth­ing she en­joys more than the in­de­pen­dence to go into town when she likes,” Michael says. “It also felt re­ally se­cure with lots of like-minded peo­ple her age that she now calls her friends, and plenty to see and do with a leisure cen­tre and swim­ming pool next door, beau­ti­ful gar­dens and the park op­po­site.”

When he re­alised his mother was hav­ing a bet­ter time than he was – “She was liv­ing in lux­ury sur­round­ings with ev­ery­thing she could need on her doorstep, and she didn’t have to lift a fin­ger” – Michael de­cided to move into a one-bed­room apart­ment on the first floor, above his mother’s. They are now able to spend more qual­ity time to­gether, and he still plays golf most days and goes out with friends.

There are no avail­able prop­er­ties at For­est Court, but at Her­itage Place in Uxbridge, an­other McCarthy and Stone de­vel­op­ment, there are both in­de­pen­dent and as­sisted liv­ing apart­ments, with prices start­ing at £424,905. As­sisted liv­ing apart­ments at Bowes Lyon Court in Pound­bury, Dorset, start from £245,000 (mc­carthyand­stone.co.uk).

All Rich­mond Vil­lages de­vel­op­ments have apart­ments for in­de­pen­dent liv­ing, vil­lage suites for as­sisted liv­ing plus a care home. The vil­lage suites pack­age in­cludes all food (eaten at the res­tau­rant or brought to your room), daily clean­ing, laun­dry and util­i­ties. Per­sonal care pack­ages are also avail­able.

Robina Ast­ley-Cooper, who is in her 90s, moved into the care home at Rich­mond Let­combe Regis in 2013. This year, her daugh­ter Marie Wil­son, 75, bought a vil­lage suite. “Af­ter sev­eral health scares, I felt I needed to be nearer fam­ily,” Wil­son says. “I had been so im­pressed with the care given to the res­i­dents, plus my mother has been so happy here that when a suit­able apart­ment came up for sale I had no doubts about putting in an of­fer.” At Let­combe Regis, which is in 36 acres, prices start at £245,000 for a vil­lage suite and from £475,000 for a two-bed­room apart­ment (rich­mondvil­lages.co.uk).

All Aud­ley Re­tire­ment vil­lages are suit­able for both the young at heart and those in need of more sup­port. “We have own­ers across all ages liv­ing at our vil­lages, from their 50s to 90s,” says Aud­ley chief ex­ec­u­tive Nick San­der­son. “Own­ers can en­joy the bars, spas, restau­rants and pools – as well as flex­i­ble care when they need it.” At St El­phin’s Park in Matlock, Der­byshire, prices start at £235,000 (au­d­leyre­tire­ment.co.uk).

An­other de­vel­op­ment suit­able for all stages of re­tire­ment is Wadswick Green near Cor­sham, Wilt­shire, which has a spa and gym for those who like keep­ing fit, plus Pav­il­ion Apart­ments, where ad­di­tional care fa­cil­i­ties and ser­vices can be or­gan­ised. The 248 apart­ments, set in 25 acres, cost from £265,000 (wadswick­green.co.uk).

And new de­vel­op­ments are be­ing built to cater for this widen­ing group of re­tire­ment age peo­ple. Cas­tle View in Wind­sor will open in 2018 and is al­ready sell­ing apart­ments off plan. Set in three acres, there will be 130 homes plus a care home, with res­i­dents be­ing able to en­joy spec­tac­u­lar views of the town from the rooftop lounge, bar and gar­den. Prices start at £330,000 (castle­viewwind­sor.co.uk).

‘Af­ter health scares, I felt I needed to be nearer fam­ily’

Suit­able for chil­dren: Phyl­lis Kay, 92, walks through For­est Court with her son Michael, 66

To life: Rich­mond Let­combe Regis, top; the Pav­il­ion at Wadswick Green, above

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