BEST BY BREED
HOW COSTS CAN VARY
Insurance costs for your pet will vary not only by what the policy covers and the animal’s age, but also by breed – larger breeds can be more expensive, while others may be more prone to illness.
Consumer group Which? calculated the costs for a lifetime policy by breed. The prices assume an owner based in Cambridge, with a pet that is three years old. (Which? averaged the cheapest five annual quotes for each breed). First, dogs:
French bulldog, £358
Golden retriever, £187
Labrador retriever, £182
Cockapoo, £141
Cocker spaniel, £141
Crossbreed, £139
Border collie, £134
Jack Russell terrier, £133
Here are the findings for cats by breed, according to Which?:
Maine Coon, £114
Bengal, £105
Domestic long hair, £86
British short hair, £85
Tabby, £85
Domestic short hair, £82
Crossbreed, £81
Which? also surveyed how your pet’s insurance could vary depending on where you live. These figures show the highest average premium for insuring a single dog on a lifetime policy by region:
East of England: £565
East Midlands: £535
South-east England: £517
London: £493
South-west England: £470
North-west England: £427
West Midlands: £424