Tesco treats for its Club­card hold­ers

The Jewish Chronicle - - Business -

IF YOU are one of the mil­lions hol­ster­ing a Tesco Club­card in your wal­let, it is time to sit up and lis­ten. Tesco’s lat­est Club­card vouch­ers flopped through let­ter­boxes this month, earned by spend­ing at the gi­ant. To co­in­cide, it has re­launched its dou­ble your vouch­ers’ value in-store promo. Yet it is pos­si­ble to fur­ther play Club­card points like a sym­phony. I am go­ing to show you how.

Be­fore we start, do re­mem­ber the golden rule: never choose where you shop be­cause of a loy­alty scheme such as Club­cards, yet al­ways use it if you shop some­where with one.

STEP 1. RE­CLAIM OLD OR LOST CLUB­CARD VOUCH­ERS

Flash your Club­card at Tesco and you bag two points per ev­ery pound spent. Then ev­ery three months you are sent the points as vouch­ers — 500 points equals £5 to spend in-store.

Mil­lions lose or for­get to use them, yet there is an easy way to claw back the past two years of un­used vouch­ers.

Log in to the Club­card sec­tion on www.Tesco.com and click the ‘Your Vouch­ers’ area, show­ing your voucher his­tory, in­clud­ing the ones that have not been re­deemed. These un­used branded items do check they are not avail­able cheaper else­where.

AIRMILES AND BA MILES

A use­ful and easy way to top-up miles: the re­turn is three times the face value — pos­si­bly even more for BA Miles, es­pe­cially if you have a com­pan­ion voucher. Ev­ery £2.50 Club­card voucher gets you 50 Airmiles or 500 BA Miles. Do note this is not about start­ing to col­lect miles this way, it is about boost­ing your miles stash if you are al­ready col­lect­ing.

DAYS OUT

Of­fers vary but £5 Club­card vouch­ers usu­ally gets you £15 in days out in­clud­ing at­trac­tions such as Glas­gow Sci­ence Cen­tre and The Cadies & Witch­ery Tours in Ed­in­burgh.

For ma­jor theme parks two-for-ones are of­ten avail­able, so do check for other of­fers be­fore con­vert­ing.

For more info on why I picked these, and my full top ten of re­wards go to www.mon­eysaving­ex­pert.com/tesco

DOU­BLE VOUCHER VALUE INSTORE

If noth­ing in the Re­wards brochure floats your boat, Tesco’s Sum­mer Club­card Ex­change promo at least lets you dou­ble your vouch­ers’ worth — but you need to act fast. Un­til 1 Septem- ber, you can swap or­di­nary Club­card vouch­ers in store for dou­ble their nor­mal in-store value at big Tesco’s, so a £5 voucher buys £10 of goods.

Sadly, the list is far nar­rower than Tesco’s pre­vi­ous dou­ble-value pro­mo­tions.

This time, you can dou­ble vouch­ers on Finest food and drink, cosmetics, fra­grances, plants, op­ti­cians and pet food. Mo­bile Phones and Ac­ces­sories can be dou­bled up via Tesco’s web­site.

FREE POINTS BOOST ON 0 PER CENT TESCO CARD.

Spend­ing on the Tesco credit card earns one point per ev­ery £4 spent. Con­verted into re­wards, this is worth 0.75 per cent of spend­ing — not as good as the top cash­back card. Yet the doozy is it is the joint best-buy 0 per cent deal on new spend­ing, giv­ing a mam­moth 15 months 0 per cent.

There­fore, if you have planned ex­pen­di­ture and need to spread the cost (never take bor­row­ing lightly — al­ways min­imise it), you get 0 per cent and the points.

Af­ter the in­ter­est-free pe­riod, it jumps to 16.9 per cent rep­re­sen­ta­tive APR, so only do this if you plan your bor­row­ing and re­pay­ments to clear the debt by then.

For full help and warn­ings, go to www.mon­eysaving­ex­pert.com/0%cards

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