MONEY MEN­SCH

The Jewish Chronicle - - Business - MARTIN LEWIS

ones can then in­stantly be spent on line, or you can ask for a reis­sue of them in printed form.

I have been blown away by peo­ple telling me how much they have got back.

STEP 2. THE TOP TESCO RE­WARDS

While Tesco has its dou­ble-up pro­mo­tion on, be­fore do­ing that, it is worth check­ing to see if you can beat that by re­deem­ing your points via the Tesco Re­wards brochure.

It is avail­able on­line or you can pick one up in-store.

It fea­tures a va­ri­ety of deals such as days out or on jew­ellery and mag­a­zine sub­scrip­tions. Many can be swapped for tre­ble the face value of vouch­ers, so £10 be­comes £30. So, if you have just found £60 of old vouch­ers, that is po­ten­tially £180 of re­wards.

How­ever the ‘tre­ble-the-value’ is based on list prices, and some­times these are much higher than goods ac­tu­ally cost, eg, dis­count vouch­ers could be avail­able. Al­ways check what things would ac­tu­ally cost to buy first to see if it is a good-value ex­change.

The fol­low­ing are my top picks:

TRAIN TICK­ETS

Thanks to RedSpotHanky you can swap a £10 voucher and it is worth £30 to spend on train fares and in­cludes cheap ad­vance fares. You can use your rail­card and there are no book­ing fees.

JEW­ELLERY (GOLDSMITHS)

This is fab­u­lous for en­gage­ment rings, giv­ing three times the vouch­ers’ value. Ev­ery £10 Club­card voucher gets you a £30 Goldsmiths voucher, so a £600 ring costs £200 in Tesco vouch­ers.

Though, of course, if you are buy­ing

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