I applied for critical illness cover – and the health check revealed that I had Type 2 diabetes
JUST applying for protection cover can provide unexpected benefits. In the case of Chris Schutrups, it potentially saved him from serious health complications as a result of being diagnosed with diabetes.
Chris applied for life and critical illness cover from VitalityLife about two years ago.
As part of the process, the 27year-old took a health test at a local pharmacy which included a blood test that revealed he had higher than normal blood sugar levels. Chris, who runs his own mortgage broking business, says: ‘It turned out that I had Type 2 diabetes which was a real shock.’
The early warning meant he was able to take action by cutting out sweet things and taking more exercise. His £500,000 of cover costs £79 a month and includes cover for son William, four. Chris also earn points for going to the gym and completing thousands of steps each day recorded on his mobile. He cashes them in for free cinema tickets and discounts at health spas.
Chris, from Southampton, says: ‘As a mortgage broker I know how important protection cover is. I had a couple recently take out a mortgage where the woman was just 29 and the husband 35.
‘They turned down life cover on their loan but just eight weeks into the mortgage the husband passed away suddenly, leaving his wife to meet the £1,400 a month repayments on her own. It really brought home the importance of this type of cover.’