Ask the right ques­tions be­fore buy­ing a home

The Oban Times - - Property -

It is likely to be the big­gest pur­chase you will ever make, so en­sur­ing you ask the right ques­tions when view­ing a po­ten­tial new home is es­sen­tial.

The Na­tional As­so­ci­a­tion of Es­tate Agents has some tips to re­mem­ber when view­ing a prop­erty:

Spend some time think­ing about what it is you want from your new home – What kind of prop­erty will suit your life­style? What lo­ca­tion is most de­sir­able and af­ford­able? Do you want a gar­den? How many bed­rooms do you need? Do you want a new or old prop­erty? Tak­ing the time to iden­tify what is im­por­tant to you will save you time in your prop­erty search.

Prepa­ra­tion is key – Be ready with a list of ques­tions you want to ask the ven­dor and the es­tate agent. For ex­am­ple, ask­ing how long the house has been on the mar­ket may give you a clue to any po­ten­tial prob­lems with the prop­erty. You might also need to ask; what fix­tures and fit­ting will be left? What are the neigh­bours like? Why is the ven­dor mov­ing? What are the park­ing ar­range­ments? How much does the prop­erty cost to run?

In or­der to keep each prop­erty you view clear in your mind, it is best to take notes along the way.

Be ob­ser­vant – Look for any po­ten­tial prob­lems and costs such as dys­func­tional gut­ter­ing, cracks in the in­te­rior and ex­te­rior walls or brown stains on the ceil­ing that may in­di­cate a leaky roof for ex­am­ple.

Try to vi­su­alise your­self liv­ing there – Ig­nore the dé­cor as much as you can and try to think about whether your fur­ni­ture will fit into the house and how it will look with your style ap­plied to it. View the prop­erty in day­light and be sure to check out the area at other times of the day. A quiet road might be manic dur­ing rush hour and a de­sir­able neigh­bour­hood may look dif­fer­ent at night.

Be po­lite but don't feel un­com­fort­able look­ing around a house, it is a big in­vest­ment to make, so it pays to be a lit­tle nosey.

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