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ACROSS 1 A great beast (8) 5 Steep cliff (4) 9 Blunder (5) 10 Grants immunity (7) 11 Pompous (4-8) 13 A day trip (6) 14 Get by (6) 17 Finance officers (12) 20 A root vegetable (7) 21 An arm of the sea (5) 22 Mope (4) 23 Unmarried woman (8)

DOWN 1 Complaint (coll) (4) 2 Musician (7) 3 Financial institution (8,4) 4 A worthless person (coll) (6) 6 Italian island (5) 7 Acquiescent (8) 8 Condemnation (12) 12 General notions (8) 15 A little ring (7) 16 Come to light (4,2) 18 Girl’s name (5) 19 Mill about (4)

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