CRYPTIC CROSSWORD

ACROSS

1 Rely on Bill’s business record (4,7)

9 If there’s a ring on it, there’s no sign of engagement! (9)

10 How one comes to confess (5)

11 Chief in agreement found it painful (4) 12 Subsidence payment (10)

14 Maggot in hamburger brought back (4) 15 Priest’s delight in manifestation of divine will (10)

19 First piece that is hackneyed outside consists of three sections (10) 20 Explorer, say, is one North of the Border (4) 21 Fido finds it hard to eat (3,7)

23 Some Bavarian song (4)

25 Not just mistaken (5) 27 Sensiblearticleisfabricated(9)

28 One receives no more requests for payment after this (5,6)

DOWN

1 Ringer accommodating casing on top of vehicle transmission (4-7)

2 After sleep start exercising part of body (4) 3 One hour after midnight intended, say, for expiation (9)

4 Part of body, might find some aches there (5)

5 Relative personification of America (5,3) 6 Football match perhaps with scores level (3) 7 Without a bend, narrow bend, it is said (8) 8 Avian granny? (4) 13 Removed contents of broken tea service at beginning of day (11)

16 Release from entanglements or from Crete taxi (9)

17 Bird to produce fruit first (8)

18 Teasing that’s wearing (6,2) 21 Arranged immediately (4)

22 Carol becoming a reddish-pink colour (5) 24 Unusually avid singer (4)

26 Start out (3)