Can I claim?

The most im­por­tant piece of in­for­ma­tion is the registration num­ber of the ve­hi­cle

The Wharf - - Canary Wharf - By Si­mon Robe­son

Q I was knocked off my bi­cy­cle by a car which failed to stop. Can I re­cover com­pen­sa­tion for my in­juries?

A If you are un­lucky enough to be in­volved in an ac­ci­dent, the most im­por­tant piece of in­for­ma­tion is the registration num­ber of the ve­hi­cle. From this, the in­sur­ers of the ve­hi­cle can be iden­ti­fied on­line by your so­lic­i­tor and a claim can be­gin.

If the ve­hi­cle dis­ap­peared with no record of a registration num­ber, it is pos­si­ble to make a claim to the Mo­tor In­sur­ers Bureau, an or­gan­i­sa­tion funded by in­surance com­pa­nies to com­pen­sate vic­tims of un­traced and unin­sured driv­ers. Ex­pe­ri­enced so­lic­i­tors can guide you through the process.

Whether bring­ing a claim against in­sur­ers or the MIB, it is nec­es­sary to prove that the driver was neg­li­gent. A mo­torist is ex­pected to ex­er­cise ex­tra care when driv­ing near vul­ner­a­ble road users such as pedes­tri­ans or cy­clists.

Equally, cy­clists are ex­pected to com­ply with the High­way Code. Some com­mon de­fences such as: “The cy­clist was rid­ing too fast” or “He came out of nowhere” or “She was cy­cling too close to my car as I opened the door into her path” will not suc­ceed.

Hel­mets are a hot topic. It is not com­pul­sory to wear a hel­met, but dam­ages may be re­duced by 15% to 25% if the fail­ure to wear a hel­met made a dif­fer­ence to the ex­tent of the in­juries.

If you need prac­ti­cal help with a claim, Kidd Rap­inet in South Quay would be very happy to help.

Si­mon Robe­son is a part­ner at Kidd Rap­inet So­lic­i­tors spe­cial­is­ing in per­sonal in­jury

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