Can I claim?
The most important piece of information is the registration number of the vehicle
Q I was knocked off my bicycle by a car which failed to stop. Can I recover compensation for my injuries?
A If you are unlucky enough to be involved in an accident, the most important piece of information is the registration number of the vehicle. From this, the insurers of the vehicle can be identified online by your solicitor and a claim can begin.
If the vehicle disappeared with no record of a registration number, it is possible to make a claim to the Motor Insurers Bureau, an organisation funded by insurance companies to compensate victims of untraced and uninsured drivers. Experienced solicitors can guide you through the process.
Whether bringing a claim against insurers or the MIB, it is necessary to prove that the driver was negligent. A motorist is expected to exercise extra care when driving near vulnerable road users such as pedestrians or cyclists.
Equally, cyclists are expected to comply with the Highway Code. Some common defences such as: “The cyclist was riding too fast” or “He came out of nowhere” or “She was cycling too close to my car as I opened the door into her path” will not succeed.
Helmets are a hot topic. It is not compulsory to wear a helmet, but damages may be reduced by 15% to 25% if the failure to wear a helmet made a difference to the extent of the injuries.
If you need practical help with a claim, Kidd Rapinet in South Quay would be very happy to help.
Simon Robeson is a partner at Kidd Rapinet Solicitors specialising in personal injury