Got it covered?
It’s often only when roofs leak that we remember they need care and attention like everything else. has tips for keeping on top of things
home’s roof should be inspected at least twice a year, both from the outside (preferably using binoculars) and inside the loft. If you can see daylight in the loft, there’s probably something missing on the outside.
Roof tiles or slates that have broken, slipped out of place, or been blown off are a common occurrence. If they’re not replaced, rainwater will get into the loft and cause damage there and then to the rooms below.
Water staining in the loft is an early warning sign of a problem with the roof covering, so get it looked at by a reputable roofer straightaway.
parts of the roof can cause leaks and damp, including the flashing, guttering and chimney stacks and pots. Again, you may be able to spot these problems yourself, but you will usually need a roofer to put them right.
If you don’t know when the roof was last maintained and you’re not sure what to look for, or you can’t see the roof properly from the ground, it’s a good idea to get a roofer to check it over.
surprisingly, most thatched roofs need little maintenance and, apart from having the ridge redone, can last up to 70 years.
While thatch is idyllic though, it’s also expensive and carries the danger of going up in flames although fires are rare. There are ways to reduce the risk of a fire, including having any working chimneys swept regularly (at least twice a year) and lined; making sure the chimney stacks are in good condition, especially in the loft; and having the wiring throughout checked by a qualified electrician every five years.
roofs also have a bad reputation, but for leaks rather than fires. They’re prone to them because they should have a gradient, but the gradient often isn’t steep enough.
If the roof is too flat or doesn’t have an adequate structure or materials under the roof covering, it will sag, allowing rainwater to pool and eventually enter the room below. The roof covering can also get damaged, so it’s something to keep an eye on. IT sounds as if the previous owner signed a Property Information Form. This includes garden produce and sheds, so you should check to see what was included, and you can claim compensation if you can prove she has broken the contract. Sheds aren’t necessarily regarded as a fixture: it depends on how firmly they’re fastened down. See your solicitor, and get a copy of the form completed and
agreed by the seller. MANY older people ask this question because they want to be certain their children will inherit their property. But usually the answer is that it’s better simply to leave the property to their children in their will. If the house is transferred during the parent’s lifetime the children are likely to have to pay capital gains tax on this house – ie your home – when they come to sell it unless they actually live there. There is also the risk that the parent will lose the roof over their head if either of the children get divorced or go bankrupt. The gift would also not work if inheritance tax is a problem so you should discuss it with your solicitor. I WAS divorced and have remarried, but my ex-wife has recently started up in business using my surname. She has run up huge debts in the past so I don’t want her to have anything more to do with me. What are my rights as regards preventing her using my name? THERE’S probably nothing you can do. Adults can generally use whatever name they choose as long as their motive isn’t fraudulent, and it is common for
a roof with wow factor, nothing beats a “green” one. Green roofs are covered in plants (with other layers underneath), instead of traditional roof coverings.
They have lots of benefits, including absorbing rainwater, encouraging wildlife, and reducing pollution, sound transfer and heating and cooling costs. Green roofs can last around 50 years (both flat and sloping roofs are suitable), but installation costs are high. divorced women to continue to use their former married name. However, if you are in a similar line of business to your ex-wife’s you may be able to prevent her using your surname for business purposes if she is trying to pass her business off as yours. To avoid problems with credit reference agencies, check that she is no longer listed as living at your address on the electoral roll. THE building firm that fitted the damp-course in my house a few years ago got into trouble and was taken over by a national company. The firm’s new owners say they’ve no obligation to honour my guarantee. Is this true? IT depends entirely on the agreement the companies made about guarantees when the takeover took place. Sometimes they’ll decide to honour them for a defined period, say three years, in order to maintain the goodwill of the original firm’s customers. If the building firm was a member of a professional organisation it may be worth approaching them for assistance. You may also find that the suppliers of the chemicals used in connection with the damp treatment come to your rescue, as they often underwrite the guarantees. The supplier’s name should be on your guarantee so you can contact them direct.
Call SAS Daniels LLP Solicitors on 0161 475 7676 or 01625 442 100. Visit www.sasdaniels. co.uk. If you have any legal questions, write to Weekly Law and You, MEN Media, Mitchell Henry House, Hollinwood Avenue, Chadderton, OL9 8EF, or leave your query on the legal advice line: 0117 964 4794.
IS it possible for me to put my house into my two sons’ names so that it belongs to them even though I continue to live in it until I die?