Quit wor­ry­ing and re­search pos­si­ble so­lu­tions

Woman's Weekly (UK) - - Health Choices -

Q I’ve al­ways wor­ried about money as I came from a fam­ily that had very lit­tle. My hus­band and I have worked hard but we’ve both been in low-paid jobs so, al­though we’ve man­aged fine, we haven’t saved any­thing. We both have small work pen­sions plus the state pen­sion but I can’t see how we’ll man­age when we retire. My hus­band says I’m mak­ing life a mis­ery with my fears and moan­ing.

Clare, Birm­ing­ham

A I of­ten write about the ef­fect of neg­a­tive think­ing and how it just brings us and oth­ers down. My ad­vice would be to fo­cus on what you could do to change the sit­u­a­tion. Start by look­ing at your out­go­ings and see what the short­fall will be. Now put your think­ing caps on and start to think of ways one or both of you could earn a bit of money to close that gap. I know it isn’t easy to get part-time work but there may be some­thing you could sell or a ser­vice you could of­fer oth­ers which would bring in a lit­tle ex­tra in­come.

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