In­surance warn­ing for listed build­ings

Yorkshire Post - Property - - PROPERTY -

IF you live in a listed prop­erty, you need to fol­low rules when re­pair­ing af­ter win­ter flood­ing, warns Suzanne Bow­man, a so­lic­i­tor at Adams & Re­mers LLP.

She says: “There are par­tic­u­lar risks for those who own listed prop­er­ties due to the in­ap­pro­pri­ate ac­tion of in­sur­ers or builders. Past ex­pe­ri­ence has un­for­tu­nately shown that in­surance com­pany loss ad­justers tend to sug­gest a quick fix. On a stan­dard pol­icy of build­ings in­surance, ex­pert contractors may not nec­es­sar­ily be cov­ered un­der the pol­icy’s re­mit.

“If the worst hap­pens, you should en­sure you li­aise fully with your in­surer. The law re­quires that any works other than like-for­like re­pairs have listed build­ing con­sent.”

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