Insurance warning for listed buildings
IF you live in a listed property, you need to follow rules when repairing after winter flooding, warns Suzanne Bowman, a solicitor at Adams & Remers LLP.
She says: “There are particular risks for those who own listed properties due to the inappropriate action of insurers or builders. Past experience has unfortunately shown that insurance company loss adjusters tend to suggest a quick fix. On a standard policy of buildings insurance, expert contractors may not necessarily be covered under the policy’s remit.
“If the worst happens, you should ensure you liaise fully with your insurer. The law requires that any works other than like-forlike repairs have listed building consent.”