YOURS (UK)

Make the most of your retirement with Yours Meet Yours reader Mrs Gardner...

... and live life the way you want to live it

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Did you know you could tap into the value built up in your home through a lifetime mortgage, the most popular type of equity release plan, and access tax-free cash to spend as you wish? Although downsizing could be an option, a lifetime mortgage allows you to remain living in your own home. - Mrs Gardner from Kent had worked in the private healthcare industry for over a decade. “Work was very stressful and had caused me a lot of health issues. I thought it was time to retire but wanted to be sure I could pay the bills and still do the things I love - like go on holiday. “I had seen Key Retirement in Yours magazine and the reviews looked very positive so I decided to get in touch and find out what my financial options were.” After talking to one of Key’s specialist­s, Mrs Gardner made a free, no-obligation appointmen­t with her local adviser to go over the options for her. “My local adviser was brilliant. She was profession­al, friendly and put me at ease right away. I was worried the appointmen­t would be very formal and confusing, but I actually found it an enjoyable experience. “She completely understood my reasons for looking into equity release and how desperate I was to retire. After some questions and research, she found a plan that was right for me and phoned regularly with updates.” Mrs Gardner is now enjoying her retirement, knowing that all her bills are covered. “I’ve also made some changes to the garden and I’ll soon be visiting Australia. I have recommende­d Key to both my sister and my friends.” Unless you decide to go ahead, Key’s service is completely free of charge, as Key’s typical advice fee of 1.95% of the amount released, is only payable on completion of a plan.

‘I was desperate to retire’

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